Free Mortgage Advice
There have been better times to be looking for a mortgage, but they are still available, and by and large independent mortgage advisers are the best people to put you in touch with the right one for you. Fair enough, the huge multiples of income, ridiculously high valuations and loan to value, often equaled and sometimes exceeded a reasonable assessment of the property is thankfully behind us and a good thing too. Too many people were encouraged by readily available funds to pay too much for houses that they could not really afford and a even though minimum deposit requirements have increased (90% mortgages may still exist for people with good credit, but 80 to 85% now the normal) many interest rates at their lowest level on record and now that house prices have fallen back significantly in many areas of the property is far more affordable than it was a few years ago.
Tags: mortgage brokers, independent mortgage advisors, free mortgage advice